Personal finance today vs. many moons ago
Once upon a time, life seemed to be a lot simpler. Money were handled in a very different manner and certain financial situations didn’t cause huge problems with huge consequences. Times change, and we...
View ArticleStop keeping up with the Joneses. Become them!
If you could have a talk with your younger self, would you tell that person to stop keeping up with the Joneses already? Many years ago, social status seemed to be the n°1 value many families lived by....
View ArticleConsequences of a bad credit history
It’s no secret that poor financial money management leads to suffering the consequences of a bad credit history. Maintaining a good credit score is important. Although it seems average scores continue...
View Article3 types of good debt
Is debt bad? Of course it is, it’s the opposite of financial freedom! However, certain types of good debt actually exist! While paying interest rates month after month shouldn’t be considered normal,...
View Article9 effective ways to improve your credit score
Having trouble getting approved for a loan or finding a good job? These are just a couple of the bad consequences of having bad credit, so maybe finding some effective ways to improve your credit score...
View ArticleTurn Your Finances Around with a Bad Credit Personal Loan
Today we have a guest post from Steven. Steven is a professional personal finance writer. He is a contributor for several professional finance sites. His work has been mentioned in and linked to from,...
View Article9 financial aspects that don’t impact your credit score
How much do you know about credit history? Are you aware of the factors that influence it and financial aspects that don’t impact your credit score? Credit scores range from bad (300 – 629) to average...
View Article13 budgeting myths that keep you from tracking your money
Does budgeting make you hurl? You may think budgeting is utterly boring and useless. Or you might think it’s only for the rich. After all, richie rich people have a ton of money, they need to keep...
View ArticleDebt consolidation pros and cons explained
What are the pros and cons of debt consolidation? A legit question that’s on the mind of many people in debt. Debt consolidation is a way to ‘combine’ multiple small debts into one single (and bigger)...
View ArticleReasons to Consider Consolidating Student Loan Debt
Today’s guest post is from Josh Wilson. Josh blogs about personal finance on FamilyFaithFinance.com. The latest figures on student loan debt in the U.S. are staggering. More than 40 million Americans...
View ArticleThe Two Most Effective, Simple Ways to Attack Debt
Today we have a guest post from Millionaire Mob. Millionaire Mob is a personal finance blog focused on helping people ‘escalate their life’ through capitalizing on passive income opportunities to...
View ArticlePersonal Loan or Installment Loan – Is There a Difference?
There are many types of loans out there that are suitable for different kinds of needs. Each type of loan has its own set of requirements, terms, finance charges, and other fees. These loans give us...
View Article7 ways to avoid bankruptcy and stay solvent in 2018
Avoiding bankruptcy and staying solvent should be a serious goal for people dealing with debt and money problems. While it is possible to recover from bankruptcy, nobody would like to file for...
View ArticleWhat You Should Know Before Being A Guarantor On A Loan
Many lenders nowadays require a guarantor on a loan, or a person responsible for guaranteeing the repayment of a loan if the signed borrower is unable to do so. The influence a guarantor has on the...
View ArticleLending Money to Family and Friends: A Checklist
Lending money to family and friends may seem like the best way to avoid the costs associated with borrowing from banks and other sources, but it can cause lasting damage to some of the most important...
View Article4 Factors to Consider Before Taking out a Personal Loan
We all want some things in life that we couldn’t acquire immediately because of some circumstances and with the amount we are getting from our work as well. But a personal loan will help you make...
View ArticleRead This Before You Take Out a Payday Loan
Payday lenders have faced increasing scrutiny in recent years, as government regulators deal with numerous complaints. With storefronts on almost every block in many cities, these businesses promise to...
View ArticleWhere You Are Getting Your Money from Matters
Money is what makes the world go round, and that’s a fact of life. In the United States, the pursuit of money is particularly high on the agenda of the everyday person. Cash greases the wheels so that...
View ArticleHow Private Finance Loans from Fintechs are enabling greater credit...
Credit penetration has always been an important indication of a country’s economic progress. Most developed countries boast of a credit market that is evolved, allowing citizens to get swift and easy...
View ArticleStarting Over: 5 Facts You Need to Know About Bankruptcy
Are you considering filing for bankruptcy? While it offers you a fresh start financially, there are several other issues for you to take into account. These five bankruptcy-related facts will help you...
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